Transforming India

With many of you participating in the earnings and spending impact survey via state and city circles, below are the links to the results. Economic Times

Legal reforms are the real need of the hour in India. The active citizens of India (many here in circles) need to work with Govt and its Law Ministry and get the judiciary to take the common citize...

LocalCircles directly and via Department of Consumer Affairs had been following up with RBI and Ministry of Finance to lower (merchant discount rates) MDR for merchants on debit and credit cards so...

1. What critics say ? Only 10% of people have black money but 100% people are inconvenienced by demonetization. Clarification : It is not true that only 10% of ...

Underlying corruption are two mental states, or compulsion; 1) Selfishness - I want to get some advantage before others that is breaking queue. 2) The rules compel me to do something for which I ha...

Though on 8th November and for about two weeks after that the common men were all praise for NDA government about the demonetization, now the patience of the people seems to have run out. If this m...

We are pleased to share with you that the polls on corruption many of you have participated in is now being used as a reference by Government and various anti-corruption bodies.

News about huge cache of new notes are coming . Cases can go on.If the source is not explained it is black and so record evidence ,book, him and the shortage of currency can be tackled to some exte...

MISUSE OF PAYTM BY SHOPKEEPER IN MATUNGA EAST This has started happening to a lady customer and everyone should be careful about using paytm or any mobile wallet app. She was transferring som...

Since the pandemic, the adoption of UPI as a payment mechanism has drastically increased. Various platforms are using different incentives to attract and retain consumers. However, at times, platfo...