The present Income-tax rate should come down 3% to 10%. for Individuals& HUF. The present Tax-payers will increase. This i have already posted in My 10-2-2016 posting and Presented a Memorandum to Committee constituted for Budget 2016. Hon.Min. should think and act for it. The First step for Un-account amount>PAN< for the certain case is OK. Now they have to move for Bank safe-Deposit Lockers.