Loan fraud
My house maid was in need of some lone and and she had already taken loan at 24% which she wanted to repay. She informed about Bajaj finserv as they have already sectioned the loan and wanted processing fee of Rs 3500 thousand after which the money will be deposited in her account, I saw the her wats app on which he had submitted his iCard,aadhar card and a loan section letter on letter head . She requested me to transfer the money digitally as was demanded by concern person from Bajaj finserv,which she will immediately give me, I did so only to discover it was a fraud as he immediately demanded more money . I did not take the money from her seeing her condition . Reported the matter to cyber crime cell but received the reply that they take up cases involving more than 5 lakhs. I also came to know that such Fraud has happened with many people and some are posing as Mahindra Finance person. Details are available with me I want to know the wright forum where such complaints can be logged as after Corona lockdown many poor people are looking for financial help. more
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I have taken a lesson, Before proceeding I should have taken some advise. Thanks more
Aug 30
It's OK. But take action by file a complaint ASAP and do followup. Rs.3500/- is a useful amount and to stop any other fraud is also necessary. Pls do. more
Aug 31
I agree with Mr. Tripathi about lack of awareness of Mr. Gurtoo. But anybody can do mistakes and we had to learn from that. I must rather say that 1) Mr. Gurtoo should file a FIR against that Fraud mentioning transaction details, A/c No., where he had transferred the money, etc. because this fraud is now done with Mr. Gurtoo not with her maid. 2) Mr. Gurtoo has to file a complaint to his bank, to the depositor bank, local police station cc copy to crime cell too. complaint can be done by email or in person and every bank has a grievance cell as well. I belong to Delhi and in my case earlier in 2016 regarding credit card fraud I did email complaint to Delhi Police splcp-crime-dl@nic.in, dcp-vigilance-dl@nic.in, cp.alokkumarverma@delhipolice.gov.in and Bank as well, whereas bank investigate and given positive response. Pls take action Mr. Gurtoo, if you really want to save your money and/or to safeguard in future your known or to society persons in which we all are connected directly or indirectly. more
Aug 30
Dear Mr. Gurtu, I am sorry to say that your maid has been deceived solely due your fault. You must be fully aware that processing fees of any loan is not deposited in a bank. But it is paid through cheque etc. The practice adopted by the fraudster is a well known practice of fraudsters. You must have guided your maid. Unfortunately you did not act responsibly. In fact it was you, who paid money to the fraudster. The only option is to lodge FIR in police station. If there is no action by police, approach concerned court. Very unfortunate indeed. Sorry for harsh words used by me. more
Aug 30
