Maintenance of minimum cash balance in S.B account
The Bank's intention to penalize the savings bank account holders who could not maintain minimum cash balance in their accounts is very unfortunate and atrocious. Many pensioners like me are unable to keep a minimum of Rs. 5000/- at the end of the month; sometimes the amount may more and on some occasions it might be less. When the present government is trying to encourage cashless and digital transactions, the over-enthusiastic decision-makers of the banks are trying to penalize its customers. The P.M. and the finance ministry must look into this matter to redress the pain of the account holders. more
The losses of banks are compensated by govt with public money. NPA are written off with public money. why this money collection in the name of various charges by banks. more
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