Now a days lots of Medi claim organizations have floated and zooming their business. We are paying huge amount to them yearly just in a fear if I am hospitalized then they will meet our expenses. No one likes to be hospitalized until & unless he/she is seriously ill. But how many persons are taking Hospital admission? If you see , more number of people are getting treatment without being hospitalized. We pay hefty amount to the doctors towards Fees, X-Ray, sonography, CT -Scan, MRI, Different types of tests, and so on. Those huge amounts are not being paid by the Mediclaim - Insurance companies. I am a retired person, a senior citizen spending huge amount exceeding my budget and NO claim is available from those money minded Insurance companies. Certain illness does not require hospital admission i.e .ENT , Dentistry, Skin related, Typhoid, jaundice, Therapist, Eye related, small injury, small fevers like viral , body pain etc. And as we know the big "Q" at Govt run hospitals, so we go to local Private run Hospitals where the treatments, tests are highly cost effective. If one cannot afford , he should die with pain although he is paying huge amount to the Mediclaim Insurance Companies!! They pay to the Medi claim Insurance companies just to fulfil their hungry stomach? In all progressive countries, treatments are free. In our country, it is too costly. There should be absolutely free treatment for senior citizens and Cancer patients. And Mediclaim Insurance companies must pay for the treatments without Hospital admission. The treatment and medical tests for senior citizens should be made free or at least sufficiently subsidized. Those who have worked in state or central governments get free or heavily subsidized medical facilities. Why not others too?
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